Who we are

DES Microfinance Limited was incorporated under the Companies Code 1963 (Act 179) by the Registrar General’s Department and Licensed to operate as Deposit–Taking Non-Bank financial institution by the Bank of Ghana.

DES Microfinance Limited intends to mobilise resources and manage returns for individuals, corporate institutions and organisations by providing loan products with competitive interest rates. The company seeks to take advantage of the huge opportunities available in the unbanked population and projects.DES has a broad mission to provide financial services to the low income and un-banked population through the best channel.The Company is fundamentally concerned with offering alternative financial services to low income earners and micro-businesses, and promoting savings drive among the general public.DES Limited is also greatly concerned with building a good rapport with clients, staff and all stakeholders in the microfinance industry.

DES Microfinance Company exists to empower people economically while ensuring that those who live in poverty, particularly vulnerable women and children, are served in body, mind, and spirit. The springboard of DES Microfinance Company is compassionate micro-finance lending that includes a range of support services for its members through multiple local programs in strategic rural and urban areas of  Ghana, and will eventually spread to other countries in Africa.

We welcome you as you join us to do it together as a team.

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Invest with DES

Fixed/Term deposits:This is a contractual account with a fixed term and withdrawal date.The term can be from three months to three years but premature withdrawals could be made.The Interest rate for this product ranges from 20 - 45 percent per annum depending on the amount involved

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